Products and Services

Regular Share/Savings Account

A regular share/savings account is opened by you when you join the credit union. Your savings are called "shares" because they represent shares of ownership.

A membership fee of $6.00 (AS OF JULY 1st, 2008 – FGFCU MEMBERSHIP FEE IS WAIVED) and an initial deposit of $30 is necessary to open the account. A balance of $30.00 must be maintained to preserve your membership as well as to obtain the disclosed annual percentage yield. Dividends are paid quarterly and are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period.

Christmas Club Account

The Fort Gordon Federal Credit Union can help Santa for that special time of year with an account designed just for him. Deposits can be made throughout the year either by payroll deduction, in-house transfers or by simply depositing at your leisure. On October 1st through January 31st of the following year, we will allow Santa to withdraw funds for those special purchases.

Junior Savers Accounts

For the little members we have the perfect share account. The membership fee is waived and with a minimum $5.00 deposit the account can be opened. When the account reaches $30.00 it must then be maintained at that balance.

Upon the member turning 18, the account will then be transferred to a regular share account.

Premier Accounts

Fort Gordon Federal Credit Union offers this higher rate savings account for members who deposit and maintain at least $2,500. Dividends are paid quarterly and are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period.

Individual Retirement Accounts (IRA)

An IRA lets you defer tax dollars now while you save for retirement. The yearly amount you contribute could be deductible from your taxable income. Fort Gordon FCU invites you to talk with our IRA consultant for specific information about account procedures, rates and legal requirements.

Share Certificates

Share Certificates can be opened for a fixed term rate. Maturities are available to match your savings needs. Ask to speak to our Share Certificate Representative for current terms and yields.

Checking/Share Draft Accounts

We have your best interest in mind with share draft (checking) accounts.

Opening a share draft account at Fort Gordon FCU gives you access to your account 24 hours a day.

• No monthly service charges.
• No per-check charges.
• No required minimum balance.
• Variety of check designs with price variance.
• Overdraft protection from your shares (savings) account or a Personal Service Loan.
• ATM Point of Sale Card Access
• VISA Debit cards

Balancing your account is made easier through carbonless duplicates of your checks which you can compare with your monthly statements.

"Opportunity Checking" is now available to help those members who were previously denied the opportunity to have a checking account for whatever the reason may be. This account has a monthly service charge.

It's easy to see why so many members are taking advantage and enjoying the many benefits our checking accounts have to offer.

YOUR SAVINGS ARE FEDERALLY INSURED UP TO $100,000 BY NCUA (NATIONAL CREDIT UNION ADMINISTRATION), A U.S. GOVERNMENT AGENCY.

Loans

Fort Gordon Federal Credit Union has a loan for virtually any reason. We are dedicated to providing you with the service you deserve. You will appreciate our competitive rates, flexible terms, and easy application process . If you need money, we have it to loan!

Members can apply for a variety of loans over a fax by simply faxing a completed credit application along with current paystub (LES) to (706) 798-6421 or apply by telephone to our Loan-By-Phone at (706) 855-0290 or (706) 793-4855.

Applying for a loan is easy by using our Online Loan Request.

Credit Life and Accident and Health Insurance

If you desire, you may add credit life and accident and health insurance to provide additional financial security. This low-cost insurance may be purchased at the time you complete your loan transaction.

Contact our Lending Department.

Additional Products & Services

• ATM Cards
• ATM Machines
• VISA Credit Cards
• VISA Debit Cards
• Free Bill Pay
• Free Online Banking
• Member Automated Information Desk (24 hour phone access)
• Direct Deposit and Payroll Deduction
• Free Notary Service to Members
• American Express Travelers Checks
• Wire Transfers (Bank to Bank, Western Union)
• Money Orders
• US Savings Bonds
• Cashier Checks
• Discounted Movie Tickets, Six Flags & Carowind Theme Park Tickets