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First Mortgages, Second Mortgages, Land Loans, Home Equity, Home Improvement Loans
Buying a new home or refinancing your present home? Come in to see one of our loan officers about your home financing needs. We offer first and second mortgages, land loans, and home equity loans. We can finance up to 80% of your home's value depending on your credit and the balance of your loan*. From your starter home to the home of your dreams, we have the mortgage solution for you.

Your Credit Union has a partnership with Homeowners Mortgage, who have been helping members with their mortgage needs since 1983. They offer different types of home loans such as VA loans, constructions loans, home reinvention loans, and loans that may need up to 100% financing and terms up to 40 years.

To apply for a mortgage or to find out further information please call us at 706.793.4855.
*Some restrictions may apply. FGCCU will finance up to 80% of your homes value depending on your credit and the balance of your loan. 20% of your homes value is required for a down payment. FGCCU will finance up to 30 years at fixed rates.

New Merchandise
When it comes to the decision to finance a new purchase in a department store, think of us. We can finance it for you at a much lower rate. Whether it is a new computer or a washer and dryer, come to us first to see what we can do for you.

Flash Cash (Line of Credit)
For those who have excellent credit and need some extra cash consider our Flash Cash option. This open-ended loan gives you the option to withdraw when you need the extra funds without the hassle of reapplying.
Once approved, all it takes is a phone call and you will have your cash in a flash!

Personal Service Loan
Our Personal Service Loan is an additional option in overdraft protection. With our PSL if you happen to incur an overdraft on your checking account, the funds will be pulled from this loan to cover than draft. By doing this you do not incur our $30 overdraft fee. This is a $500 credit approved loan to help keep your account in a positive balance.

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