Share Rates


Our share account is our basic savings account which requires a minimum $30 deposit.

Savings up to $2,500 0.10% APY*
Savings over $2,500 0.20% APY*


The Christmas Club Account allows you to save for your Holiday season while earning some extra interest. This Account requires a $5 minimum deposit.

Christmas Club Account 0.15% APY*


Our Premier Account is for those who keep at least $2,500 in their savings at all times. This allows you to receive a higher interest rate than our share account.

$2,500 - $9,999 0.40%
$10,000 - $24,999 0.50%
$25,000 - $49,999 0.60%
$50,000 and over 0.70%


FGCCU offers both Roth and Traditional IRA accounts. It is never too late to start saving for your future.

IRA Shares up to $2,500 0.50% APY*
IRA Shares over $2,500 1.00%


FGCCU also offers Certificates of Deposit along with both Roth and Traditional IRA's. We offer both in 12 month, 18 month, and 5 year terms. For more information on all of our accounts please see our products and services tab. Also, for our current CD & IRA rates please call us at 706-793-0012.

*Annual Percentage Yield. Rates are good as of July 2010.
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